An Ontario speeding ticket can mean a fine, demerit points and possible licence consequences. The penalties depend on your speed, licence class and the circumstances. This guide explains what to check before you pay or dispute your ticket.
Ontario Speeding Fines, Points and Ticket Options
For an ordinary speeding offence notice, the set fine is only part of the amount due. The total payable adds a victim fine surcharge and $5 in court costs. At 10 km/h over, that is a $25 set fine and $40 total payable.
| Speed above limit | Set fine | Total payable | Points* |
|---|---|---|---|
| 10 km/h over | $25.00 | $40.00 | 0 |
| 15 km/h over | $37.50 | $52.50 | 0 |
| 16 km/h over | $40.00 | $55.00 | 3 |
| 20 km/h over | $75.00 | $95.00 | 3 |
| 25 km/h over | $93.75 | $118.75 | 3 |
| 30 km/h over | $180.00 | $220.00 | 4 |
| 40 km/h over | $240.00 | $295.00 | 4 or 6* |
| 49 km/h over | $294.00 | $359.00 | 4 or 6* |
*At 40–49 km/h over, the points depend on the road’s limit and the applicable offence. Speeds of 40 km/h over on roads posted below 80 km/h can also trigger stunt-driving rules. The ordinary fine shown here does not describe a stunt-driving charge.
These examples start at 10 km/h over; that is not a permitted speeding allowance. Different rates apply in community safety zones and qualifying construction zones. A summons or court-imposed fine can also differ. Check the actual notice and the full Ontario speeding fines table.
Sources: Ontario Court of Justice set-fine schedule, July 1, 2026; victim fine surcharge regulation; court costs and total payable.
How Many Demerit Points Does a Speeding Ticket Carry?
Demerit points follow a conviction. They are separate from the fine and stay on your record for two years from the offence date.
| Speed above limit | Demerit points |
|---|---|
| 10–15 km/h | 0 |
| 16–29 km/h | 3 |
| 30–39 km/h | 4 |
| 40–49 km/h | 4, or 6 on roads posted below 80 km/h |
| 50 km/h or more | 6 |
Ordinary speeding below 10 km/h over also carries no points. Zero points does not mean there is no conviction or possible insurance effect. See the Ontario demerit-point rules for licence thresholds and novice-driver exceptions.
Sources: Ontario’s demerit-point guidance and Ontario Regulation 339/94. Certain novice-driver sanctions can be recorded with zero points; the licence consequence still matters.
How Speeding Tickets Affect Your Licence and Insurance
G1 and G2 drivers
Novice drivers face additional rules. A qualifying conviction for speeding 30 km/h over or more can trigger escalating sanctions: 30 days for a first offence, 90 days for a second and licence cancellation for a third. These are separate from accumulated-point suspensions.
Check the G1 speeding consequences or G2 speeding consequences before deciding whether to plead guilty. The Ontario novice-driver guidance explains the escalating-penalty system.
Serious speeding and stunt-driving allegations
Stunt-driving rules can apply at 40 km/h over on roads posted below 80 km/h, at 50 km/h over on other roads, or at 150 km/h anywhere. Roadside consequences can include a 30-day licence suspension and 14-day vehicle impoundment. Court penalties are separate.
Read the Ontario stunt-driving guide and the government’s speeding and aggressive-driving guidance. An ordinary fine table cannot predict those consequences.
Full G licences and insurance
A full G driver’s point total, any applicable suspension and the insurer’s assessment are separate questions. A ticket with no points can still matter to an insurer. There is no single percentage increase that applies to everyone.
Compare the full G licence rules, speeding-related licence suspensions and insurance implications of a speeding conviction.
What Should You Do After Receiving a Speeding Ticket?
Read both sides of the notice and record the response deadline. The court guide generally gives 15 days to respond to an offence notice. Follow your actual notice and court instructions; a summons has different requirements.
The recommendation to get advice is general guidance, not a conclusion about your case. A collision, a conviction and an insurer’s rules can affect the insurance assessment. Check FSRA’s explanation of insurance rating factors and ask your insurer or broker about your policy.
An experienced paralegal can review officer notes, identify legal issues, question witnesses and present a defence. Charges may be withdrawn before trial, or the court may find you not guilty. Neither result is guaranteed.
Before paying or accepting a plea, contact OTT Legal to discuss your speeding ticket. You can also read our guide to choosing a licensed traffic ticket paralegal.
Compare the response options for an Ontario speeding ticket. For procedure and deadlines, check the Ontario Court of Justice guide for defendants and the office listed on your notice.
How to Read the Speed and Fine on Your Ticket
Locate the alleged speed and posted limit in the offence wording or other fields. Subtract the posted limit from the alleged speed. Then check the offence section, location, date, set fine, total payable and response instructions.
Example: 70 km/h in a posted 50 km/h zone
This is 20 km/h over, not 70 km/h over. For an ordinary offence notice without a special-zone adjustment, the set fine is $75 and the total payable is $95. An ordinary speeding conviction in that band carries three points.
This is an illustrative example, not a copy of a person’s ticket. If the officer reduced the alleged speed, compare the actual charge with the disclosure. Do not substitute a speed you remember from the conversation for the charge printed on the notice.
Some notices use different wording or layouts. If the speed or offence is unclear, check the ticket status and contact the court office handling your ticket. A missing field or apparent error does not automatically cancel the charge.
How a Paralegal Can Help Dispute a Speeding Ticket
Before deciding how to dispute the charge, speak with a licensed traffic ticket paralegal about the evidence and possible consequences. The representative can explain the response process and, within the agreed service, request disclosure and prepare the case. Keep the notice and confirmations, and make sure the deadline is met.
Disclosure may contain the officer’s notes, witness statements, diagrams or photographs. The available material depends on the case; not every file includes video or every device record. The court’s defendant guide explains the right to relevant prosecution material.
What the speed-measurement evidence may show
- Radar evidence can involve operator observations, identifying the vehicle and device testing.
- Lidar evidence can involve aiming at the vehicle, the measurement distance and device checks.
- Pacing evidence can involve how the officer followed the vehicle and used the patrol vehicle’s speedometer.
A licensed paralegal compares the evidence with the actual charge and road conditions. That professional review helps distinguish a relevant issue from a general suspicion. A device name alone does not prove or defeat a case. Being late or travelling with traffic does not normally answer a speeding allegation.
Use the guides to fighting speeding tickets in Ontario, requesting a speeding trial, obtaining disclosure and radar, lidar and pacing evidence. Consider licensed legal assistance if a significant fine or your licence is at stake.
Speak With a Licensed Traffic Ticket Paralegal
A ticket can raise issues that are easy to miss when looking only at the fine. A licensed traffic ticket paralegal can assess the charge and evidence, explain licence consequences, review a plea offer and prepare the case for court within the agreed service.
Contact OTT Legal to arrange advice from a licensed paralegal before paying, accepting a plea or deciding how to dispute the charge.
Frequently Asked Questions About Speeding Tickets in Ontario
Is it worth fighting a speeding ticket in Ontario?
It can be worth fighting a speeding ticket when a conviction could affect your insurance, licence or ability to drive for work. The fine is only one part of that decision. Your licence class, previous convictions and the evidence supporting the charge also matter.
Before deciding, have the ticket and available evidence reviewed. A useful review asks whether the prosecution can prove the charge, what consequences may follow and what representation would cost. A small fine does not necessarily mean a small overall impact. However, a trial request alone does not guarantee a withdrawal or a better result. Read how to fight a speeding ticket in Ontario. The court’s guide explains your options. Speak with a licensed paralegal before choosing a response so the decision reflects your evidence, driving record and personal consequences.
Can a speeding ticket with no demerit points affect my insurance?
Yes. A speeding conviction can affect insurance even when it carries no demerit points. Points are used for Ontario’s licence system. Insurers assess driving history under their own rating and underwriting rules, so zero points does not mean an insurer must ignore the conviction.
For example, ordinary speeding at 10 or 15 km/h over the limit carries no points, but paying the offence notice still records a conviction. The insurance effect can depend on other convictions, claims and policy terms. Ask your insurer or broker about your circumstances rather than relying on a promised percentage increase or guaranteed insurance saving. Understand speeding tickets and insurance in Ontario. FSRA identifies driving-record factors affecting rates. Before paying a zero-point speeding ticket, ask a licensed paralegal to review the charge and any evidence issues you may have overlooked.
How long does a speeding conviction stay on my driving record?
Ontario’s common three-year driving record includes specified convictions and suspensions for the past three years. That does not mean every record product has the same history. Longer-term records can show more information, so the answer depends on which record is being requested.
Do not confuse the conviction record with demerit points. Points stay on the record for two years from the offence date; that is a separate system. An insurer or employer may ask for a particular record and apply its own rules. Keep the offence date, conviction date and type of record separate when checking the effect of a ticket. Read about driving records and insurance consequences. Compare Ontario’s driving-record products. A licensed paralegal can help distinguish the legal effect of the conviction from the separate points period when reviewing your options.
Can I get a speeding ticket dismissed?
A speeding charge can end without a conviction, but there is no automatic way to have every ticket dismissed. The prosecutor may withdraw a charge, or the court may find you not guilty if the prosecution has not proved it beyond a reasonable doubt. Those are different outcomes.
The practical starting point is the evidence: the officer’s notes, identification of the vehicle, the applicable speed limit and how the speed was measured. A spelling error, not seeing the radar display or disagreeing with the officer does not itself establish a defence. A licensed representative can assess whether an issue matters in your particular case. Explore possible speeding ticket defence issues. See the court’s explanation of proof and trial procedure. Seek advice from a licensed paralegal who can evaluate the complete file and explain which concerns could make a legal difference.
Should I hire a traffic ticket paralegal to fight my speeding ticket?
Consider a licensed traffic ticket paralegal when the conviction could affect your licence, insurance or work, or when the evidence is difficult to assess. Relevant experience can help with reviewing officer notes, evaluating a proposed resolution, questioning witnesses and presenting a defence. Representation cannot guarantee a dismissal.
Ask who will handle the case, what experience they have and whether the quoted fee includes evidence review, prosecutor discussions and a trial. Verify the individual’s licence and practising status through the Law Society of Ontario. You can contact OTT Legal about your speeding ticket and discuss the scope and cost before retaining a representative. Use our guide to choosing a traffic ticket paralegal. The court recommends considering legal advice. A case review with a licensed paralegal gives you a chance to understand the work involved and ask informed questions before retaining representation.
What happens if I get a speeding ticket with a G1 or G2 licence?
G1 and G2 drivers face novice-driver rules as well as fines, insurance consequences and accumulated demerit points. A single qualifying offence associated with four or more points can trigger a separate escalating penalty. That is different from reaching a points total through several convictions.
A first qualifying novice offence can lead to a 30-day suspension, a second to 90 days and a third to licence cancellation. Accumulated-point suspensions follow separate thresholds. Check the exact offence, licence history and any earlier qualifying convictions before paying or accepting a reduction. Serious speeding may also involve immediate stunt-driving measures. Review G2 speeding ticket consequences. Ontario explains points and novice-driver penalties. A licensed paralegal can examine your novice-licence history and the actual charge before you make a decision based on the fine or points.
How long do I have to respond to a speeding ticket?
The Ontario court guide generally gives 15 days to respond to an offence notice. Read both sides of your ticket and follow its instructions and the issuing court’s current process. A summons is different: it directs you to a particular court appearance or response and should not be treated like a payable ticket.
Keep proof of any trial or early-resolution request. Looking up the ticket online, asking a question or booking a consultation does not itself submit your response. If the deadline has passed, contact the responsible court office promptly and get advice about the available procedure. Do not assume the ticket was cancelled because it is missing online. Find out how to request a speeding ticket trial. Check the official court guide for response requirements. Contact a licensed paralegal promptly for advice, while ensuring that any required response or appearance is completed on time.
If my speeding charge is reduced, can it still affect my insurance?
Yes. Pleading guilty to a reduced speeding charge still results in a conviction for that offence. A lower fine or fewer demerit points does not automatically remove the insurance consequences. The insurer considers the conviction and driving record under the rules that apply to your policy.
Before accepting an offer, ask exactly which offence will be recorded and what it means for your licence class. Compare the proposed result with the evidence and risks of continuing to trial. An early-resolution meeting does not itself give up your right to a trial, so you can seek advice before deciding whether to accept a plea. Learn how early resolution works. Check FSRA’s insurance-rating guidance. Ask a licensed paralegal to assess the proposed plea and its legal consequences before accepting a reduction.
For more questions, browse the Ontario speeding ticket FAQ directory.
Detailed Guides to Ontario Speeding Tickets
About This Information
Ontario Speeding Tickets is an independent information website, not a government service or your legal representative. The summary above was checked against the linked court and government sources on October 30, 2026. It does not assess the evidence or outcome of an individual case.
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