G2 Drivers

Neither the police nor the courts are required to advise novice drivers of the hidden penalties from speeding tickets

Novice drivers have strict penalties with lower thresholds from class G drivers, including thirty (30) day licence suspensions for:

• speeding more than 29km/h over the limit
• accumulating four (4) or more demerit points
• accumulating six (6) or more demerit points

Any licence suspension will dramatically affect insurance rates.

Any ticket for more than fifteen (15) kilometres over the limit has demerit points.

Any speeding ticket for more than 29km/h has a licence suspension for G1 Drivers.

• speeding 0-15km/h
  • no demerit points
  • insurance increase of fifty (50) percent or more
• speeding 16km/h to 29km/h
  • three (3) demerit points
  • insurance increase of fifty (50) percent or more
• speeding more than 30km/h
  • 4 demerit points
  • 30 day licence suspension
  • 100% insurance increase
• speeding more than 50 km/h
  • 6 demerit points
  • vehicle seizure for 7 days
  • immediate licence suspension for 7 days
  • mandatory court appearance
  • possible 2 year licence suspension
  • possible jail up to 6 months
  • fine up to 10,000 dollars

Any speeding ticket or traffic ticket a G1 Driver receives will affect insurance rates for three (3) years.

Any ticket with four (4) demerit points has a thirty (30) day licence suspension for G2 Drivers.

Where a G2 Driver accumulates six (6) demerit points the driver loses their licence for thirty (30) days.

Where the driver loses their licence for an accumulation of demerit points and then subsequently goes over the demerit point limit a second time, the suspension shall be for ninety (90) days.

Speeding tickets and licence suspensions affect your insurance rates.

Where a G2 Driver receives any speeding ticket and a conviction is registered it will affect the insurance rates.

Where the driver receives a speeding ticket for more than 29km/h and is suspended, the insurance will increase to high risk insurance rates.

The conviction will put two “strikes” against the driver in that:

• they were convicted of speeding
• they received a drivers licence suspension

The police nor the courts advise G2 drivers that convictions over 29km/h have a licence suspension.

Upon conviction the Ministry of Transport will send a letter to the registered address advising the Novice driver to surrender their drivers licence at a Service Ontario location.

Read More about Insurance and Speeding Tickets >

If convicted, any traffic ticket goes on the driving record three (3) years.

Driving records are available to any person, insurance companies or an employer from the Ministry of Transportation by knowing the drivers licence number and paying the online fee.

Anyone can access a driving record if they know the drivers licence number.

Although the driving record is normally only available for 3 years, the police and Ministry of Transportation keep all records of speeding convictions for life.

Former OPP officer Eddie Cho talks about how a speeding ticket affects insurance rates and your ability to drive.