G Drivers & Speeding

Regardless of demerit points all speeding tickets can affect insurance

Penalties for Class G Drivers

The police nor the court system are required to tell drivers the penalties for speeding tickets.

G drivers who receive a speeding ticket face the following penalties:

Where a Class G driver receives a speeding ticket, the driver face the following penalties, on top of the fine.

  • speeding tickets for more than 15 km/h have demerit points
  • upon receiving 8 demerit points your licence can be suspended
  • convictions for speeding stay on the driving record for 3 years
  • any conviction can affect your insurance rates

The penalties for speeding are in addition to the fine on the ticket.

Penalties Per Speed Recorded

Class G drivers receive the following penalties per km of speed:

Where a Class G Driver is convicted of any traffic ticket the insurance maybe affected for three (3) years or more.

Speeding & Drivers Records/Abstracts

Speeding tickets do not appear on the driving record/abstract until the ticket has gone through the court system or the driver pays the ticket.

Where the driver disputes the ticket, any conviction is not registered until after any final court date.  Whilst awaiting the court date the ticket does not appear on the drivers record/abstract.

Should the driver’s insurance renew during that time, as no conviction has been registered, the insurance cannot and will not increase the rates.

Insurance Implications

Where a Class G driver receives their first speeding ticket, for most people the effect maybe minimal.  What drivers need to consider is the effect on insurance of any subsequent offence.

As the 1st ticket was a surprise, what guarantee is there, that in the next 3 years it wouldn’t happen again. It’s important to make every attempt to keep your driving record clear.

Convictions for traffic tickets are kept on the driving record for 3 years from the date of conviction. Should you receive a 2nd ticket within the 3 years the 1st ticket is on the record, the insurance would be affected dramatically.

We encourage drivers to do everything to either have the ticket removed completely, delay any conviction as long as possible, and to then save demerit points where possible.

Licence Suspensions

Class G drivers are only suspended for speeding in 2 circumstances:

  • driver accumulates more that 8 demerit points
  • court suspension for speeding more than 50km/h
  • driver is charged with stunt driving (7 day suspension)
  • driver is convicted of stunt driving (up to 2 yr suspension)

Where a drivers license is suspended, the insurance rates will be dramatically affect for 3 years or more.

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